This list provides investors with a list of the things they should consider when approaching financial planning:

1. Set measurable goals.
2. Understand the effects your financial decisions have on other financial issues.
3. Re-evaluate your financial plan periodically.
4. Start now - don't assume financial planning is for when you get older.
5. Start with what you've got - don't assume financial planning is only for the wealthy.
6. Take charge - you are in control of the financial planning engagement.
7. Look at the big picture - financial planning is more than just retirement planning or tax planning.
8. Don't confuse financial planning with investing.
9. Don't expect unrealistic returns on investments.
10. Don't wait until a money crisis to begin financial planning.