IRI Exclusive Research

Consumer Preferences for Lifetime Income Estimates on 401(k) Statements

Posted on January 13, 2015

IRI released a new study revealing that the overwhelming majority of consumers want their retirement benefit statements to provide an estimate of lifetime income. The study also found that these estimates can boost retirement savings.

State of the Insured Retirement Industry: 2014 Review and 2015 Outlook

Posted on December 22, 2014

IRI released its state of the industry report identifying marketplace opportunities ahead in 2015. The report shows that the industry is financially sound and in a strong position to expand its share of the retirement market.

It’s Time to Save for Retirement: The Benefit of Saving Early and the Cost of Delay

Posted on November 13, 2014

A new IRI study shows that putting off contributing to a retirement plan, even for a few years, could greatly reduce a worker’s retirement income. Postponing savings for 10 years may reduce retirement income by nearly a quarter, the study found.

Planning for Health Care: How Excellent Health and Longevity Impact Retirement Income Planning

Posted on September 30, 2014

New IRI research shows healthy retirees, as a result of longer lifespans, may pay more in cumulative retirement health costs than their less healthy peers. The report found these costs can be better managed with income annuities in a retirement strategy.

Retirement Planning: A Changing Dynamic -- Investors Turn to Advisors for Help

Posted on August 19, 2014

IRI released a new report showing investors are better prepared for retirement compared to the broader population, but are still lacking knowledge regarding financial products. In turn, they are working with financial advisors and valuing their advice.

Baby Boomer and Gen X Women

Posted on May 7, 2014

A new IRI report shows that few Baby Boomer and Gen X women are confident in achieving a financially secure retirement. It also found that many women are still facing financial challenges, which are impairing their retirement readiness and outlook.

Boomer Expectations for Retirement 2014

Posted on April 7, 2014

IRI issued a new report showing Baby Boomers’ confidence in their retirement plans continues to drop, a trend dating back to 2011. But while confidence continues to slip, IRI found slight improvements in several important retirement readiness measures.

The Retirement Readiness of Generation X

Posted on January 30, 2014

A new IRI research study on the retirement outlook for Generation X shows a decline in retirement confidence and savings among the cohort. GenXers reported that their median retirement savings have dropped 15 percent over the last two years.

State of the Insured Retirement Industry: 2013 Review and 2014 Outlook

Posted on December 17, 2013

IRI released its state of the industry report identifying opportunities ahead in 2014. IRI sees macroeconomic headwinds easing after interest rates rose in 2013. With ongoing product innovation and consumer demand, the industry is poised to grow in 2014.

Accumulation-Oriented Variable Annuities Gain Momentum

Posted on December 3, 2013

IRI released a new whitepaper focusing on the emergence of “accumulation-oriented variable annuities,” which cater to consumers interested in asset growth and downside protection. These products include structured and growth-oriented variable annuities.