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The Insured Retirement Institute's mission is to provide financial advisors and other interested parties with information and resources to assist in a better understanding of annuities and the role of these products in financial retirement planning. One very important resource are the articles in the financial and consumer press.

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Press Room Archives for 2005  

Unique Benefits of Living Benefits Sidebar

Following are the most popular types of variable annuity living benefits

Annuity “Living Benefits” Provide Unique Value

The biggest change to variable annuity contracts in the last few years is the widespread availability of “living benefit guarantees,” which provide principal protection regardless of market performance – a feature that cannot be obtained easily or inexpensively through alternative means. Today, more than 85 percent of all variable annuity contracts sold offer one or more living benefit guarantees.

NAVA Reports Q3 2005 Variable Annuity Data

The National Association for Variable Annuities (NAVA) announced today third quarter results for the variable annuity industry. The combined net assets of U.S. variable annuities increased 3.7 percent to $1.2 trillion at the end of the third quarter, as compared to the end of the second quarter of 2005. Net assets increased by 12.2 percent relative to the third quarter a year ago.

NAVA Reports Q2 2005 Variable Annuity Data

The National Association for Variable Annuities (NAVA) announced today second quarter results for the variable annuity industry. The combined net assets of U.S. variable annuities increased 2.7 percent to $1.1 trillion at the end of the second quarter, as compared to the end of the first quarter of 2005. Net assets increased by 8.1 percent relative to the second quarter a year ago.

NAVA Reports Q1 2005 Variable Annuity Data

The National Association for Variable Annuities (NAVA) announced today first quarter results for the variable annuity industry. The combined net assets of U.S. variable annuities decreased 1.9% to $1.1 trillion at the end of the first quarter, as compared to the end of the fourth quarter of 2004. Net assets increased by 6.8% relative to the first quarter a year ago.

95 Percent of Americans Have Financial Fears About Retirement

The National Association for Variable Annuities (NAVA) today released the results of a new survey, “2005 Financial Retirement Fears,” providing new insight on the top concerns of Americans as they approach or live in retirement.


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